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COMMERCIAL LOAN

Commercial lending includes loan to buy a business, business use lending and borrowing to buy a commercial property. Anyone can buy a commercial property for investment. Business owner can buy commercial property for own business use. Commercial property borrowing involves the same real estate issues as are faced in residential lending, including borrowing power assessment, borrower’s credit assessment, securities, loan documentation, loan appraisal, loan administration. However, the business aspects of commercial properties is more complicate in commercial lending and require more professional assistance.

Security property can be factories/warehouses, retails shops, commercial office and blocks of flats (with 4 units or more), child care centers, etc.

Lender will indicates an interest in the loan scenario once we have a conversation with lenders about a particular proposed scenario, a formal application can be submitted.

Another type of commercial loan is business owner apply for a loan for any business use, it can be for cash flow, buying stock, paying wages, marketing expense…, etc.

Normally business have to be under current management for 3 months if it’s an established business or 6 months if it’s a newly built business. Business need to have some turnover. It can be secured or unsecured, loan term can be less than one year or more.

If your business need an business loan, Please apply here, you would get the fund in 24 hours.